Health Insurance

All international students need to have sufficient health insurance to be enrolled at the University of Regensburg and, if applicable, to apply for a German residence permit!

EHIC / GHIC

Exchange students, who have a European Health Insurance Card (EHIC), do not have to take out health insurance in Germany. The card allows you to get state-provided medically necessary treatments in all EU countries, Iceland, Liechtenstein, Norway, and Switzerland. However, this does not mean that treatments are offered for free. Please make sure to bring your EHIC with you upon arrival in Regensburg.

Students from the United Kingdom who have a Global Health Insurance Card (GHIC) also do not need to take out health insurance in Germany. Your GHIC allows you to get state-provided medically necessary treatments, often at a reduced cost and sometimes even for free.

Please note that neither EHIC nor GHIC can be used as an alternative to travel insurance. We therefore recommend you to additionally take out a private travel insurance for your stay abroad.

? Further information about the EHIC

AT-11

Exchange students from Turkey who have a so-called AT-11 do not need to take out health insurance in Germany due to a social insurance agreement between Germany and Turkey. Please make sure to bring your AT-11 with you upon arrival.

Statutory Health Insurance

Exchange students, or program students, who need to take out statutory health insurance in Germany (e.g. Non-EU citizens), can immediately do so after arrival presen